Are the Nintendo Switch game coupons worth it?

Maybe you know that Nintendo Switch Online members can buy Nintendo Switch Game Coupons for 99 euro and use them to download 2 games of their choice in the eShop.

Now my question would be whether this would be worthwhile, because the games are then on the console and you don't have them as a cardridge. Since I'm not sure whether it would be smarter to buy the games as a cardridge or online from the eShop, I wanted to know your opinion.

Finally, I wanted to ask what your game recommendations are that you could possibly buy with these 2 coupons. I already own Animal Crossing New Horizons and Splatoon 2 as Cardridge.

PS: I have a Switch Lite ^^

If you get 2 60 euro games it is definitely worth it.

Not worth it at all. You can get the games cheaper as a cardridge than with a coupon in the e-shop.

You can get "60 euro" games like Pokemon or Legend of Zelda for as little as 40-45 euro as a cardridge.

It's only really worth it if you really buy ALL of your games digitally. But otherwise you get this as a cardridge always cheaper.

I always buy all games digitally myself. So for me it's definitely an advantage.

Better buy a decent gaming PC for 1400 euro, instead of any coupons.
Mario

If he wants Nintendo's exclusive title then leave him alone!