From my Xbox acc is much deducted by klarna although I do not buy anything to do with calls, it always comes to the conclusion that I have allegedly ordered
You must know if you ordered something or not. Who else has access to your account and could place orders?
Klarna only accepts purchase on account / installments
Or immediately transfer.
So somebody has to have your online banking credentials and use them every time.
And even if one chooses when shopping, for example on installments direct debit procedure. If you have to choose direct debit again with every installment payment, this can be done via the Klarna app.
And in the Klarna App / Website you have to register yourself with the email you used for the purchase.
Nobody has my account
