My dad always borrows money from me, but is it never returned?

My father has borrowed a lot of money from me for months and always tells me he'll pay it back, but he doesn't. I don't think it's so bad that he borrows money, but what bothers me is that he tells me that I will get it back and then I won't get it back.

I saved a lot of money for the new PlayStation and wanted to buy it for the next week, but I'm missing a lot of it now because my father borrowed it. That makes me very sad at the moment because we have a lot of money problems anyway and I was really happy to finally buy something cool.

What should I do?

Talk to him about it not going on like this. Don't lend him so much even if he's your father, there are definitely other options.

How am I supposed to tell him that I don't lend him so much anymore?

Try to arrange clear repayment modalities with him. If he doesn't get involved or doesn't stick to it, I wouldn't give any more money.

Hmm So when your dad spends the money on food and bills to pay. And you generally have quite a lot of money problems. And you live with him. Then I'll think about it. He gives you too much pocket money, which he then has to get back so that he can manage the household. Talk to him about it.

He doesn't give me pocket money

Where did you get the money from? Do you work? Do you then pay something for the budget?

Make a fixed amount with your father that you give as "boarding money" and he doesn't get more, that's it. Your money is your money!

I always get money from my grandma

So you mean you both go to work and he mostly pays everything for the house?

You shouldn't lend him any more! You won't get your money back.

I do not work

Hmm, where did you get the money then?

From my grandma

Oh well… Then please ask grandma to put the money for you somewhere that you won't be able to get at first until the Playstation is saved. Then you just have no more money to lend.

Hmm, I meant your dad might be. Earned too little to be able to pay for it yourself. But when grandma gives you the money, it's for you. Just talk to him that you don't have the money, your money for the Play Station.

You don't lend him money either, but you give him money in your situation.

If you don't want to give any more monetary gifts, first ask for your money back next time, and talk yourself out of your claims:

If he can't pay the money back, you won't give any more to him.