17 euro and still not buy Xbox Gold?

Good day I have a question I have on my Microsoft account 17 euro I play on Xbox and have always paid my Xbox Gold account for because money so what you can buy as a credit card… Now there's a payment due and I wanted let it extend but it does not work and I can pay jz only with pay pal Usw but I've never paid with such a payment methods and actually wanted to buy only gold can someone help me as I get that with an Xbox account balance?

That's impossible.

Xbox credits and related cards are only for purchases in the store or in-game payment.

For Xbox Live you need separate cards with either 3, 6 or 12 months. Or you pay an online subscription by credit card or Paypal.