So if I want to reset my Xbox to factory settings, is my account gone as well as all the games that I have bought or do I keep my account so that I can log into the XBSS again? The question is stupid, but I'm still unsure…
The digitally purchased games are tied to your Microsoft account and not to the individual Xbox console, in order to lose them you would have to delete your MS account.
You can reset your console to factory settings and then log back into your account and download the games again.
In some games, however, the scores can be lost.
