How to buy an annual subscription Xbox live gold using Xbox credit?

I have a problem, my Xbox live ran out yesterday and I have 75 euro Xbox credit and I wanted to buy an annual membership for 60 euro from it

1 month for 7 euro

3 months for 20 euro

But no selection for 12 months at 60 euro but as far as I know it was possible that you can buy it from the Microsoft Store, is that no longer possible? 🤔😭

Do I have to buy an Xbox live card now, so there's one or is there another way and who can help me?

I don't want to pay 20 euro for 3 months because that would make me lose money, because in the end I would only have 9 months for 60 euro

Hope for helpful answers Thank you.

Hmm, I don't know exactly, but take a look at the Microsoft homepage otherwise you have to buy a card or something for a year

Hasn't existed for a long time?!

I have credit

I don't know. Exactly, if there's no annual subscription, you can simply do a 3-month subscription and then 4 times, then you have a year.

yes, is probably more expensive than an annual subscription, but you can't do anything about it

It's very easy.

You always take out a subscription. Of course, this continues at the same price because it is a subscription that can only be terminated by canceling it.

If you pay 6.99 for one month, you pay 6.99 again the following month. And the same applies to the quarterly subscription for 19.99. There you pay 19.99 again after 3 months.

Otherwise the only option is to use an Xbox live prepaid card. This will probably be around for another year.

And one more little hint, you can't make a loss because you are acquiring something. If so, you could possibly save something.

The Xbox Live Gold annual subscription was taken out of sale by Microsoft last year. Nevertheless, it has so far been possible to buy 1 year subscriptions as digital codes on sites like Amazon or Ebay. They are usually cheaper, like my last purchase for Xbox Live Gold for a year, because I only paid € 41 instead of € 60.

In addition, as far as I know, it is actually not possible to buy a subscription with Xbox credit. At least in the DACH region (DACH stands for Germany, Austria, Switzerland)