Redeem Xbox one credit?

And although I have a problem with the Xbox one, I got a ten euro credit card and then I wanted to redeem it at the store but then I got an error message and I think the payment option is out but I don't know how to allow it

Will probably not be in the settings.

Have to look at the setting

I've had such problems very often, just have to try later, it took 3 days for me to work